Employee Health Insurance & Voluntary Benefits
Growing diversity in the workforce creates challenges for employers. It can be difficult to meet employee needs and offer a competitive benefits plan that is appealing to each individual. Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a broad benefits package and CKSL, Inc. can help you do that. Many small business owners mistakenly believe they cannot afford to offer benefits. Voluntary benefits can enhance your benefits program by providing a wider range of choices in life and health insurance. As health care costs continue to soar, it makes sense to add voluntary options to your core plan, especially when these benefits do not incur additional cost to your organization.
Your employees can pay for voluntary benefits conveniently through payroll deduction. Voluntary benefits programs are employer sponsored, so participating employees will not be taxed. And, because there is no federal, state or FICA tax paid on premiums when offered under a Section 125 cafeteria plan, adding voluntary benefits can result in a tax savings for your organization. Contact us for more information.
There are certain benefits good employees feel they must have. The List of must have benefits includes medical insurance, a retirement plan, disability insurance and more. Give employees the benefits they value and they will be more satisfied, miss fewer workdays, be less likely to quit and have higher commitment to meeting the company goals. The research shows that when employees feel their benefits need are satisfied, they are more productive.
Finding quality health insurance at an affordable price for your employees can be a challenge. With several different companies to choose from, we are able to shop around for you. Give us and opportunity to help you find the coverage that is right for your organization. Contact Us
* Group Life * Cancer Products * Emergency Car Products
* Group Medical * Supplemental Accident & Health * Disability
* Free Prescription Drug Card
For a quote or additional information
Retirement Plans
We cater to small organizations with unique needs. With one (1) or more employees, direct billing can be established for IRA, Roth, Tax Sheltered Annuity or Non-Qualified Annuities. For more information, contact us.
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